📄 Terms of Service

Effective Date: June 23, 2025

Welcome to A Financial Services. By accessing or using our website, products, or services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

1. Acceptance of Terms

By using our website or any service provided by A Financial Services, you accept these Terms of Service in full. If you do not agree with any part of these terms, you must not use our website or services.

2. Services Provided

A Financial Services offers financial products and advisory services, including:

  • Personal, Business, Home & Agriculture Loans

  • Credit Card Application Assistance

  • Mutual Fund Advisory

  • Health & Insurance Solutions

  • Customer support and financial consultations

We reserve the right to modify, suspend, or discontinue any service at any time without notice.

3. Eligibility

To use our services, you must:

  • Be at least 18 years old

  • Provide accurate and verifiable information

  • Use our services only for lawful and genuine financial needs

  • Not impersonate any other person or entity

4. User Responsibilities

As a user of our services, you agree to:

  • Provide truthful and complete information in all application forms

  • Keep your login and contact information secure

  • Not engage in any fraudulent, abusive, or unlawful activity

  • Use our services only for personal or business financial planning and not for resale or redistribution

5. Third-Party Services

We may connect you to third-party services (e.g., banks, NBFCs, insurance providers). We do not control their policies and are not responsible for:

  • Product approvals or rejections

  • Interest rates, processing fees, or terms set by third parties

  • Delays or losses caused by third-party systems

You agree to be bound by the terms and policies of those third-party providers.

6. Accuracy and Updates

While we strive to ensure accuracy in the content and tools we provide, A Financial Services does not guarantee that all information is complete, accurate, or up to date.

We may update product offerings, eligibility criteria, or service terms at any time.

7. Intellectual Property

All website content, including text, graphics, logos, designs, and software, is the property of A Financial Services and protected under copyright and trademark laws.

You may not:

  • Copy or republish any material from our site

  • Use our brand name or logo without written permission

  • Reverse-engineer or misuse any tool or feature provided

8. Limitation of Liability

To the fullest extent permitted by law, A Financial Services shall not be liable for:

  • Any financial loss or damages arising from the use or inability to use our services

  • Errors, delays, or failures in third-party service processing

  • Loss of personal data due to technical issues beyond our control

All decisions made based on our advice or tools are at your sole discretion and risk.

9. Termination of Services

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, if:

  • You violate these Terms of Service

  • You provide false or misleading information

  • There is any suspicion of fraud, abuse, or misuse

10. Governing Law & Jurisdiction

These terms are governed by the laws of India. Any disputes arising shall be subject to the exclusive jurisdiction of the courts located in Pune, Maharashtra.

11. Privacy Policy

Use of our services is also governed by our Privacy Policy, which describes how we collect and use your information.

12. Contact Us

For any questions, disputes, or feedback regarding these terms, please contact:

A Financial Services
📍 C-57, 3rd Floor, Shreenath Plaza, FC Road, Pune – 411005
📞 Phone: 8600998847
📧 Email: [email protected]

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