IDFC FIRST Bank Credit Card – Compare & Apply Online
IDFC FIRST Bank brings you a variety of credit cards tailored to different lifestyles – whether you’re a frequent shopper, traveler, biker, or fuel spender. From the NTB DIY (Millennia, Select, Classic) to premium options like Mayura and Ashva, digital-first cards like SWYP, secured WOW cards, and specialized HPCL or Earn cards – there’s a card for everyone.
At A Financial Services, you can easily explore all these options in one place, compare benefits, and apply online in just a few clicks. The process is 100% digital, paperless, and comes with lifetime free credit card options and no hidden charges.
Check Pre-Approved IDFC FIRST Bank Credit Cards in Just One Click
50+ Credit Card Options
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Popular IDFC FIRST Bank Credit Cards
Explore the most popular IDFC FIRST Bank Credit Cards that suit every lifestyle and spending need. Compare benefits, rewards, and features to choose the right card for you.
NTB DIY (Millennia, Select, Classic)
- Lifetime free credit cards – no joining or annual fee
- Rewards on shopping, dining, movies & travel
- Interest rates starting from 0.75% per month
- Unlimited reward points with no expiry
IDFC FIRST Mayura Credit Card
- Premium lifestyle benefits on dining & travel
- Accelerated rewards on shopping & entertainment
- Global acceptance with exclusive partner offers
- Lifetime free card with low interest rates
IDFC FIRST Ashva Credit Card
- Specially designed for bikers & travel enthusiasts
- Rewards & cashback on fuel and biking spends
- Discounts on accessories, fuel surcharge waiver
- Lifetime free card with digital application process
IDFC FIRST SWYP Credit Card
- Digital-first credit card for millennials
- Cashback & rewards on online shopping & UPI spends
- Discounts on dining, entertainment & lifestyle
- 100% paperless application & instant approval
WOW / Standalone Secured Credit Card
- Guaranteed approval against fixed deposit
- Helps build or rebuild credit history
- Rewards & lifestyle benefits like a regular card
- Fuel surcharge waiver & low interest rates
IDFC FIRST HPCL Credit Card
- Extra rewards & cashback on HPCL fuel spends
- 1% fuel surcharge waiver across petrol pumps
- Additional discounts on dining & shopping
- Lifetime free card for regular fuel users
IDFC FIRST Earn Credit Card
- Unlimited cashback on online & offline transactions
- Rewards on every purchase with easy redemption
- Lifetime free with no hidden charges
- Quick & 100% digital application process
Frequently Asked Questions (FAQs)
How can I apply for an IDFC FIRST Bank Credit Card?
You can apply online through Paisabazaar in a 100% digital process or directly with the bank (online/offline). Click here to explore available offers.
How to increase my IDFC FIRST Credit Card limit?
The bank decides your limit based on income, credit score, and repayment history. To request an increase, contact IDFC FIRST Bank directly via net banking, mobile app, or customer care.
Which IDFC FIRST Bank Credit Cards are lifetime free?
Popular lifetime-free cards include FIRST Classic, FIRST Millennia, FIRST Select, FIRST Wealth, FIRST WOW!, LIC Classic, LIC Select, and Employee Cards.
Do reward points on IDFC FIRST Credit Cards expire?
No, your reward points come with lifetime validity.
Which is the best IDFC FIRST Bank Credit Card?
The best card depends on your lifestyle. Compare benefits across shopping, dining, travel, fuel, or premium categories to find the card that matches your spending.
Am I eligible if my salary is ₹25,000 per month?
Yes, you may qualify for cards like FIRST Millennia, FIRST Classic, FIRST Power, and Power Plus. Final approval depends on your credit profile.
How long does it take to get my credit card after applying?
After approval, delivery usually takes 14–20 working days.